The rate advertised on loans that you invest in will be the rate you receive if the loan goes the full term and is fully paid.  However, this return could be reduced if the borrower is unable to make payments and you may even make a loss if the borrower does not pay in full.

There are no guarantees on Ablrate and your capital is at risk. The Ablrate Loan Exchange allows you to buy and sell loans if there are willing buyers and sellers (and this is not guaranteed), but if you sell your loans at a discount your return will be lowered by the amount of that discount.

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