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Login
Register
IFISA
Secondary Market
Portfolio Loans
Register
Call us Today
+44 (0) 1491 410 400
FAQ and Knowledge Base
Ablrate
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FAQ and Knowledge Base
Loan Exchange
Loan Exchange Overview
How to create an offer
How to create a bid on the Ablrate Loan Exchange
What is the Ablrate Loan Exchange?
Why does my bid need to be fully funded?
What is a paused loan and what does it mean for me as a lender?
What happens if I make a transaction error in the Loan Exchange?
What is a bid and offer price?
Is the Loan Exchange guaranteed to operate at all times?
Accrued interest in the Loan Exchange
Do loans that have been offered on the Loan Exchange still receive interest?
How do I accept a bid?
See all FAQs
P2P Lending Knowledge Base
Could the return on my investment be different to that advertised, over time?
When can you get your money out of a loan?
Am I covered by the Financial Services Compensation Scheme?
What is peer to peer lending?
What is the difference between an amortising loan and an interest only loan?
Legal Status of Loans
How do you assess your borrowers?
Ablrate Platform Knowledge base
What would happen if Ablrate ceases business or chooses to wind down?
Lending Options via SIPP/ISA/SASS
My AER calculated against IRR and XIRR don’t agree. Why is this?
Who is eligible to become a lending member?
Who determines the interest rate?
What do ‘Scheduled Borrowing Request’ and ‘Pledge’ mean?
What if I have second thoughts about being a member?
Are there any fees?
How does Ablrate prevent fraud?
What are Ablrate’s default rates and lending statistics?
Instant Returns
Is Ablrate regulated by the FCA?
Interest payment is due today, why is it not showing in my account?
How do you protect your asset if a borrower is overseas?
Is there a minimum/maximum lend?
How long does it take to start earning interest?
How do you handle my funds when it is on an account?
How do you withdraw money from an Ablrate account?
How do I receive my interest payments?
How can I become a lender?
How to deposit funds
How to close your account
How to change your contact details
How are loan rates set?
Are there any automation tools available?
Ablrate Customer Relations Team
Which currencies do you accept?
Can I download my Tax Statement from my account?
How can I change my username and password?
Is it possible to cancel a bid?
Can I buy an existing loan?
What does AER mean?
How is interest calculated?
What level of accuracy are you calculating to?
Becoming a Lender on Ablrate
Can I access my money before the end of a loan term?
Can I be anonymous when using the site?
See all FAQs
Innovative Finance ISA
What is a peer to peer lending ISA?
At what point can I transfer my ISA from another provider to you?
What happens if I accidentally over fund my Ablrate IFISA account?
Can I fund my IFISA through a one off lump sum?
Lending through your Ablrate IFISA
If I do not make an investment during the tax year, do I keep my ISA allowance?
How much of your existing ISA can you transfer?
How do expected IFISA returns compare to cash ISA returns
Can I move cash from my standard account into new IFISA?
Can I transfer existing holdings from my Standard Account into my IFISA account?
What is an IFISA?
Can an IFISA be held with more than one provider
How do you set up an Innovative Finance ISA?
How do I make an investment in my Ablrate IFISA?
Is there a limit on the amount of ISAs you can have in one year?
What is an Ablrate Standard Account?
What is my annual ISA allowance?
What is the difference between a cash ISA, a stock and shares ISA and an Innovative Finance ISA?
Who can open an Ablrate IFISA?
Tax Year Dates
See all FAQs
Videos
How to create an offer
How to create a bid on the Ablrate Loan Exchange
Terms
Affiliate Program Terms
GDPR Statement
What is the Tax Position?
Important Risk Warnings: Please Read
Privacy Policy
Ablrate Complaints Procedure
Ablrate Lender Terms
Ablrate Finance Glossary
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