Corporate lender
Our platform allows companies as well as individuals to lend over the Ablrate platform. Our innovative legal settlement system and Loan Exchange also allows your company to buy and sell from other investors on the platform.
Ablrate is no longer accepting new clients and has initiated a wind down of our loan book.
Limited company lender
Members with all sorts of businesses choose to lend through their limited companies. You can be set up on the platform in minutes but we will need to verify your company information manually. Once that is done you are good to go.
If your company has been set up ‘for the sole purpose of lending’ then you may need to be authorised to do so.
Ablrate is no longer accepting new client and has initiated a wind down of our loan book.
Lending as a business
Limited companies and LLPs are generally allowed to lend if investing money isn’t its primary business activity. P2P lending may, for some businesses, be an effective tool to manage cash.
We would be happy to talk you through the advantages of lending through your limited company. If you need any help then please do get in touch.
Institutional lenders
We work with a panel of institutional lenders on platform as well as off platform. We are more than happy to discuss working with your company or fund and would encourage you to get in touch for a chat.
This will give us an opportunity to understand in more detail what you are looking to achieve and if appropriate, introduce loans that are not made available on the site.
How it works
Register for a Corporate Account
Our customer services team will be in touch to request due diligence information to open an account
Your account is approved and you are able to lend
Frequently asked questions
What are the risks of lending?
What if I have second thoughts about being a member?
Who determines the interest rate?
Secured lending
Each loan on Ablrate is backed by an asset such as property, land, equipment or other company assets. In the event that a loan does not perform as intended we can repossess the asset and sell it to aid the recovery of the capital to lenders.
There is no guarantee that all capital can be recovered, but our job is to make sure that a diverse portfolio of Ablrate loans will produce a positive return to lenders, including the recovery from asset sales.
Self-select loans
When you have registered an account you will see a number of loans that are available on our Primary Market – new loans that have not been filled yet – and loans on our Loan Exchange.
We allow you to be in control of when to buy and when to sell. You choose which loans to invest in, not a faceless algorithm.
Many of our borrowers have repeat loans for other parts of their business. Our largest borrower has borrowed over £12 million and returned £6 million in capital with over £2 million in interest. You can choose to invest in loans from your favorite entrepreneur on Ablrate or diversify across all loans and reduce your overall risk.
Are you an incorporated public, private limited company or LLP?
If so we would love to hear from you. Unfortunately, at this time Ablrate does not offer personal loans.