About Us

David Bradley-Ward - CEO

After a career as an Engineer in the Royal Air Force, David joined the financial services industry. Having formed and operated a highly successful European arm of a US commodities company he sold the business and moved into corporate finance. Qualified by the Chartered Institute for Securities & Investment in Corporate Finance, Financial Regulation and Securities, David has worked alongside a number of companies raising finance and structuring transactions in the UK and worldwide.

David coupled his passion for finance and aviation by becoming involved in the sourcing, structuring and financing of aircraft and with his interest in technology David conceived the initial idea for Ablrate.

David has worked closely with our team and developers to design the infrastructure and functionality of the platform and is responsible for the day to day implementation of the technological development of Ablrate and the overall strategy of the company along with the Board of Directors.

Philip Taylor - Customer Services Director

Philip has over 30 years senior management and operational experience in the UK and the UAE. His experience in the leasing industry stems from senior positions with automotive businesses and more recently in aircraft finance.

Philip is our Customer Services Director and oversees the implementation of many of the systems involved with customer verification.

Philip has created an environment of customer service within the company and would be happy to take your call on queries you may have.

John Lutterloch - Director

John Lutterloch started his business career as a Lloyds Insurance Broker. After 7 years he moved into banking and project finance and has held senior positions at the Industrial Bank of Scotland, was Vice President at Security Pacific Leasing (Europe) Inc., Managing Director of Baltic Leasing Ltd and Managing Director at G E Capital Corporation Ltd. At GE he headed up GE Capital’s Northern European operations with offices in London, Dublin and Stockholm. Most transactions were structured as operating leases and assets included transportation, telecoms, marine, aviation and IT.

During this period he also became the managing director of a number of ‘Captive’ leasing companies including Wang Leasing, Yale Financial Services, Kodak Credit and Digital Equipment Finance.

Natalie Cowley - PR and Marketing Manager

Natalie is our PR and Marketing Manager and resident pilot!

Commercially qualified pilot Natalie brings her marketing experience from a wide range of industries in Australia, Switzerland and the USA to the Ablrate team.

Natalie is responsible for the growing marketing platform that we operate, along with managing sponsorship opportunities such as the PGA EuroPro tour sponsorship deal.

Wherever possible Natalie will use her piloting experience to be part of any aircraft transactions especially if they need to be delivered!

Alex Benger - Director of Business Development

Small Cap sector focused Corporate Financier. Alex initially focused on Operational Management within financial services companies, he moved into corporate finance in 2003 and subsequently set up a number of successful corporate finance departments within city based stockbroker and investment houses.

During the past 13 years he has been involved in numerous stock market flotation’s and fund raisings for equity and debt securities as well as corporate actions for both private and public companies. Alex’s experience also includes 4.5 years working for a SME Stock Exchange were he was responsible for the oversight for the exchanges pan-European operations. Alex is an FCA Approved person and holds CISI qualifications in Corporate Finance.

Catherine MacLennan - Business Development Manager

Catherine joins us in our growing business development team.

She has 14 years experience in corporate lending, having worked for Bank of Scotland and Dresdner Kleinwort in London and Frankfurt in areas covering loans origination, loans distribution and portfolio management.

Latterly, she specialised in underwriting and distributing private equity backed leveraged loans for mid to large cap companies.

James Bailey - Business Development Executive

James joined our expanding business development team bringing with him experience gained from the UK banking, vehicle finance & fintech industries.

James started his career in financial services by studying at The London Institute of Banking & Finance and has since gathered financial product sales and credit management experience from positions held at large international corporates in the banking & vehicle finance industries.

Prior to working at Ablrate, James worked for a city fintech SME finance broker, where he gathered further specialist knowledge & contacts from within the Fintech/P2P lending industry.

Tina 'Top Cat' Clarke - Administration Guru

Our Administration Guru, Tina has worked in financial administration for 20 years. We offered her unlimited cookies and a nice coffee machine to come over from the Dark Side and it worked.

If you need any information on your account and want something done about it quickly, please give Tina a call, she will round up the people who need to solve it and torture them until its done.

We call her ‘Top Cat’ (close friends get to call her “T.C”, providing it’s with dignity). Top Cat is the indisputable leader of the gang. She’s the boss, she’s a VIP, she’s a championship, she’s the most tip top, Top Cat.

Mark Griffin - Non-Executive Director

Mark Griffin is the Managing Director of Phoenix Aircraft Leasing based in Singapore. Phoenix is a South East Asian specialist commercial aircraft leasing company. Phoenix has rapidly established itself in the region and has sold and leased over 36 Aircraft including both jets and regional turboprops and has been profitable since inception.

Mark continues a long running and successful aviation lineage from Phoenix founder Tony Griffin, a pioneer of aircraft leasing since 1967. Bringing a lifetime worth of experience in aviation, Mark and Phoenix have committed their deep industry knowledge and technical expertise to Ablrate.

Mark is also Philippines National Wakeboarding Champion (now sponsored by Ablrate, of course!)