Meet The Team

David Bradley-Ward - CEO

After a career as an Engineer in the Royal Air Force, David joined the financial services industry. Having formed and operated a highly successful European arm of a US commodities company he sold the business and moved into corporate finance. Qualified by the Chartered Institute for Securities & Investment in Corporate Finance, Financial Regulation and Securities, David has worked alongside a number of companies raising finance and structuring transactions in the UK and worldwide.

David coupled his passion for finance and aviation by becoming involved in the sourcing, structuring and financing of aircraft and with his interest in technology David conceived the initial idea for Ablrate. David has worked closely with our team and developers to design the infrastructure and functionality of the platform and will be responsible for the day to day implementation of the technological development of Ablrate and the overall strategy of the company along with the Board of Directors.

Philip Taylor - Customer Services Director

Philip has over 30 years senior management and operational experience in the UK and the UAE. His experience in the leasing industry stems from senior positions with automotive businesses and more recently in aircraft finance. Philip oversees the implementation of many of the systems protecting client funds and the transparency of the transactions placed on the platform and will be overseeing the customer relations team.

John Lutterloch

John Lutterloch started his business career as a Lloyds Insurance Broker. After 7 years he moved into banking and project finance and has held senior positions at the Industrial Bank of Scotland, was Vice President at Security Pacific Leasing (Europe) Inc., Managing Director of Baltic Leasing Ltd and Managing Director at G E Capital Corporation Ltd. At GE he headed up GE Capital’s Northern European operations with offices in London, Dublin and Stockholm. Most transactions were structured as operating leases and assets included transportation, telecoms, marine, aviation and IT.

During this period he also became the managing director of a number of ‘Captive’ leasing companies including Wang Leasing, Yale Financial Services, Kodak Credit and Digital Equipment Finance. In 1994 he established Industrial Investment Group Ltd as a private investment company. In the early years the company owned a wide range of assets for operating leasing including tugs, workboats, oil & gas workover systems, road sweepers and highway refuse collection vehicles. With John's vast experience, at a senior level, in the leasing and asset financing industry he is ideally placed to manage the process of deal creation and due diligence as well as assisting in the bank financing elements of transactions brought to the platform. John also writes a monthly column for Leasing World Magazine.

Andy Sweeney - Head of Fixed Income Products

Andy graduated from Cambridge University with an MA (Hons) in Law. He has over 16 years of experience in debt capital markets, all gained working in major global investment banks. He began his career at Citigroup with a focus on raising short term finance for companies via the commercial paper market. Subsequently he worked in the bond syndication teams at RBC Capital Markets and Mizuho International, advising banks, governments and corporates on issuing bonds across a range of currencies for periods of anything from one year to fifty years and in sizes ranging into the billions of pounds.

He enjoys innovation and has been responsible for several innovative bond transactions, including creating a retail bond for a major UK bank and designing structures to effectively manage interest rate risk for borrowers. One of his roles in banking was to work to create liquid secondary markets for securities and he looks forward to bringing that experience to the peer-to-peer market. Andy understands that investment is about creating a fair transaction for both borrowers and investors.

Natalie Cowley - PR and Marketing Manager

Natalie is our PR and Marketing Manager and resident pilot! 

Commercially qualified pilot Natalie brings her marketing experience from a wide range of industries in Australia, Switzerland and the USA to the Ablrate team. When possible, she will also be one of the ferry teams when aircraft are required to be delivered, so she can give a unique perspective on what happens to the assets in which you have invested.

Mark Griffin - Non-Executive Director

Mark Griffin is the Managing Director of Phoenix Aircraft Leasing based in Singapore. Phoenix is a South East Asian specialist commercial aircraft leasing company. Phoenix has rapidly established itself in the region and has sold and leased over 36 Aircraft including both jets and regional turboprops and has been profitable since inception.

Mark continues a long running and successful aviation lineage from Phoenix founder Tony Griffin, a pioneer of aircraft leasing since 1967. Bringing a lifetime worth of experience in aviation, Mark and Phoenix have committed their deep industry knowledge and technical expertise to Ablrate.  

Mark is also Philippines National Wakeboarding Champion (now sponsored by Ablrate, of course!)

Alex Benger - Business Development Manager

Small Cap sector focused Corporate Financier. Alex initially focused on Operational Management within financial services companies, he moved into corporate finance in 2003 and subsequently set up a number of successful corporate finance departments within city based stockbroker and investment houses.

During the past 13 years he has been involved in numerous stock market flotation’s and fund raisings for equity and debt securities as well as corporate actions for both private and public companies. Alex’s experience also includes 4.5 years working for a SME Stock Exchange were he was responsible for the oversight for the exchanges pan-European operations. Alex is an FCA Approved person and holds CISI qualifications in Corporate Finance.

Aviation and Tech Capital is authorised and regulated by the Financial Conduct Authority (No. 724444). is a trading name of Aviation and Tech Capital Limited. Registered in England and Wales No. 07940046.VAT Registration Number 256988538. Aviation and Tech Capital Limited is not covered by the Financial Services Compensation Scheme. Aviation and Tech Capital is registered with the Office of the Information Commissioner (No. ZA033501). Investing through any lending platform entails the risk of loss of your investment, please thoroughly review our risk section before deciding to invest.