We are raising funds to scale our business and innovate the finance industry for you! Click here to learn more and get up to 3% bonus into your Ablrate account.
Where Lenders come together with Borrowers for Asset Backed Peer to Peer Lending, it’s that simple. (Capital is at risk)
£ 57,075,920.88
Amount of completed loans on the Ablrate platform
£ 47,137,396.31
Total amount traded on the Ablrate Secondary Market
£ 9,981,487.48
Total amount of interest that Borrowers have paid to Lenders so far on Ablrate
10 %-15 %*
Average returns experienced by Lenders on the Ablrate platform
Authorised and Regulated by the Financial Conduct Authority
It is important to us that you are aware of the factors which can put your capital at risk when making peer to peer loans to borrowers via Ablrate. Click Here to review those risks.
How Does the Ablrate Platform Work?
Step 1
Register with us - 100% free with no obligation
Step 2
Make your first deposit, from as little as £100
Step 3
Search our exclusive loans and make an investment
Step 4
Gain interest on your investment up to 15% p.a
Step 5
Join our secondary market. Buy/sell loans with our community
Active Loans
Property
Amount raised: £183,755 Interest Rate: 13%
Property
Up to £500,000 | 13.00% | Interest only
18 Months | Instant Return Enabled
Property
Amount raised: £602,955 Interest Rate: 15%
Property
Up to £1,000,000 | 15.00% | Amortising
48 Months | Instant Return Enabled
What our lenders say about us
Self Select Loans or Portfolio Loans
You are always in charge of your lending
Available on the secondary market:
THE LATEST NEWS FROM ABLRATE
03/06/2020
Ablrate Update
Each week we aim to upload an update of loans within the loan book and general business and economic updates. View post
19/03/2020
Ablrate Contingency Plans
You may have already seen our recent business update email from our CEO David Bradley-Ward but if not we have posted this blog. View post
11/02/2020
P2P Lending and the Jack Russell Pub Cardiff
Ablrate raised £750,000 for the purchase and refurbishment of the Miss Jones pub in Cardiff. The pub was closed and work began, unfortunately,. View postExamples of Funded Loans
Funded: £1,000,000
13% p.a
UK Manufacturing
This UK based company provides and installs highly effective water mist fire protection systems to domestic and residential properties. This business has been very successful in its field and has grown rapidly over the last five years. Ablrate lenders have assisted with business development and expansion financing through the provision of several loans.
Pledges to its initial loan of £1,000,000 were raised within 10 minutes. Lenders have been earning 13% and the loan is amortising over 4 years.
Funded: £875,000
13% p.a
Property Development
This loan has been provided to well-regarded property finance specialists who invest on a short-term basis in property development. The borrower works with established UK property development companies, primarily focused on properties in south-east England.
This particular loan is assisting the Borrower with a joint venture to construct eight residential properties in Hampshire with an experienced property developer. Lenders are receiving 13% and the borrower has committed to a first loss portion.
Funded: £600,000
13% p.a
Care Home Operator / Commercial Property
This borrower is an experienced operator of care homes. Ablrate lenders have provided financing to assist the acquisition of the freehold for one of its purpose-built homes in north-east England which has been under its operation with almost 20 years.
Lenders are earning 13% on this amortising loan of £600,000.
Important Notice
Please note that Peer to Peer Lending on Ablrate is not for everyone and there is a risk to your capital and future interest payments. The primary risk being that if a borrower defaults there is no guarantee that Ablrate will be able to liquidate the asset for the full amount you have invested or liquidate those assets in a timely manner. In that case you could lose some, or all of your capital and future interest payments. By using the Ablrate platform you are agreeing that you understand the risks in our transactions and that you have sufficient investment experience and knowledge to evaluate these risks. Ablrate is not authorised to give advice, we evaluate loans for inclusion on the platform, but you are ultimately responsible for the decisions made to invest. If you are unsure if investing on Ablrate is for you, please seek advice from an authorised investment advisor.
*Rates shown are gross of tax and any defaults that your portfolio may incur. ** Secondary Market returns represent the minimum and maximum rates that have been attained on our platform. Buying loans at a premium or discount in the Secondary Market may make these rates higher or substantially lower, dependent on the price you are willing to pay. Please make sure you understand the operation of the Secondary Market and risks before you invest.