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+44 (0) 1491 410 400

Where Lenders come together with Borrowers for Asset Backed Peer to Peer Lending, it’s that simple. (Capital is at risk)

£ 57,075,920.88

Amount of completed loans on the Ablrate platform

£ 47,137,396.31

Total amount traded on the Ablrate Secondary Market

£ 9,981,487.48

Total amount of interest that Borrowers have paid to Lenders so far on Ablrate

10 %-15 %*

Average returns experienced by Lenders on the Ablrate platform

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Authorised and Regulated by the Financial Conduct Authority

It is important to us that you are aware of the factors which can put your capital at risk when making peer to peer loans to borrowers via Ablrate. Click Here to review those risks.

 

How Does the Ablrate Platform Work?

Step 1

Register with us - 100% free with no obligation

Step 2

Make your first deposit, from as little as £100

Step 3

Search our exclusive loans and make an investment

Step 4

Gain interest on your investment up to 15% p.a

Step 5

Join our secondary market. Buy/sell loans with our community

Active Loans

Property

Amount raised: £183,755 Interest Rate: 13%

Property

Up to £500,000 | 13.00% | Interest only

18 Months | Instant Return Enabled

Amount raised: £183,755

Interest Rate: 13%

Property

Amount raised: £602,955 Interest Rate: 15%

Property

Up to £1,000,000 | 15.00% | Amortising

48 Months | Instant Return Enabled

Amount raised: £602,955

Interest Rate: 15%

Would you like more information?

Call us on
+44 (0) 1491 410 400

Make an Enquiry

What our lenders say about us

WH - Lender since 2014

“When it comes to investing I always remember the 3 Ps - People, Product and Potential! In the case of Ablrate, it is clear that experienced professionals with a proven success story are running a unique business model with enormous potential.”

SS - Lender since 2016

"Just a quick note to thank you for your excellent communication and above all for your first-class professionalism, reassuring all of us that Ablrate is SAFE. I just wish all other platforms were as conscientious and honest as you"

MH - Lender since 2016

“Ablrate has some great returns available and the Secondary Market works tremendously well. I opened my IFISA in seconds and can switch between the two accounts easily. In my opinion, by far the best peer to peer lending for investors.”

RW - Lender since 2015

“I presently enjoy industry leading interest rates of 10% - 14% on my loans, paid throughout the month. Communication with the Ablrate team is responsive and helpful; Deposit and withdrawal of funds are promptly handled. I find the acceptance of a bank debit card for immediate funding particularly helpful. I am delighted that they now have an IFISA product.”

PB - Lender since 2015

“The loans give very good returns and even though I have had a small default on the account I am happy how this has been handled. More loans would be great, but I can see Ablrate going from strength to strength. IFISA was easy to open and manage”

FB - Lender since 2014

“I registered in 2014 the same month that Ablrate launched. I have seen the platforms' progression since then, the team have done very well and I look forward to their continued expansion"

JM - Lender since 2014

“I have been lending with Ablrate since 2014 and have 6 figures+ loaned to date. The team are great and have made lending on the platform easy and informative. Nothing is too much trouble and they have always had time to talk me through how best to use certain aspects of the platform.

Self Select Loans or Portfolio Loans
You are always in charge of your lending

Available on the secondary market:

    THE LATEST NEWS FROM ABLRATE

    Ablrate Update

    03/06/2020

    Ablrate Update

    Each week we aim to upload an update of loans within the loan book and general business and economic updates. View post
    Miscellaneous

    0

    Ablrate Contingency Plans

    19/03/2020

    Ablrate Contingency Plans

    You may have already seen our recent business update email from our CEO David Bradley-Ward but if not we have posted this blog. View post
    Miscellaneous

    0

    P2P Lending and the Jack Russell Pub Cardiff

    11/02/2020

    P2P Lending and the Jack Russell Pub Cardiff

    Ablrate raised £750,000 for the purchase and refurbishment of the Miss Jones pub in Cardiff. The pub was closed and work began, unfortunately,. View post
    Miscellaneous

    0

    View all our blog articles

    Examples of Funded Loans

    Funded: £1,000,000
    13% p.a

    UK Manufacturing

    UK Manufacturing

    This UK based company provides and installs highly effective water mist fire protection systems to domestic and residential properties.  This business has been very successful in its field and has grown rapidly over the last five years. Ablrate lenders have assisted with business development and expansion financing through the provision of several loans.

    Pledges to its initial loan of £1,000,000 were raised within 10 minutes.  Lenders have been earning 13% and the loan is amortising over 4 years.

    Funded: £875,000
    13% p.a

    Property Development

    Property Development

    This loan has been provided to well-regarded property finance specialists who invest on a short-term basis in property development. The borrower works with established UK property development companies, primarily focused on properties in south-east England.

    This particular loan is assisting the Borrower with a joint venture to construct eight residential properties in Hampshire with an experienced property developer.   Lenders are receiving 13% and the borrower has committed to a first loss portion.

    Funded: £600,000
    13% p.a

    Care Home Operator / Commercial Property

    Care Home Operator / Commercial Property

    This borrower is an experienced operator of care homes.  Ablrate lenders have provided financing to assist the acquisition of the freehold for one of its purpose-built homes in north-east England which has been under its operation with almost 20 years.

    Lenders are earning 13% on this amortising loan of £600,000.

    View more funded loans

    Important Notice

    Please note that Peer to Peer Lending on Ablrate is not for everyone and there is a risk to your capital and future interest payments. The primary risk being that if a borrower defaults there is no guarantee that Ablrate will be able to liquidate the asset for the full amount you have invested or liquidate those assets in a timely manner. In that case you could lose some, or all of your capital and future interest payments. By using the Ablrate platform you are agreeing that you understand the risks in our transactions and that you have sufficient investment experience and knowledge to evaluate these risks. Ablrate is not authorised to give advice, we evaluate loans for inclusion on the platform, but you are ultimately responsible for the decisions made to invest. If you are unsure if investing on Ablrate is for you, please seek advice from an authorised investment advisor.

    *Rates shown are gross of tax and any defaults that your portfolio may incur. ** Secondary Market returns represent the minimum and maximum rates that have been attained on our platform. Buying loans at a premium or discount in the Secondary Market may make these rates higher or substantially lower, dependent on the price you are willing to pay. Please make sure you understand the operation of the Secondary Market and risks before you invest.