Gain access to our secondary market
buy and sell loans with our community
Where Lenders come together with Borrowers for Asset Backed Peer to Peer Lending, it’s that simple.
Amount of completed loans on the Ablrate platform
Total amount traded on the Ablrate Secondary Market
Total amount of interest that Borrowers have paid to Lenders so far on Ablrate
Average returns experienced by Lenders on the Ablrate platform
Authorised and Regulated by the Financial Conduct Authority
It is important to us that you are aware of the factors which can put your capital at risk when making peer to peer loans to borrowers via Ablrate. Click Here to review those risks.
Video: Yacht Ablrate Lenders’ Financed for £425,000 at 14% for 48 months
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Join our secondary market. Buy/sell loans with our community
Amount raised: £331,332 Interest Rate: 14%
Up to £550,000 | 14.00% | Amortising
36 Months | Instant Return Enabled
Amount raised: £1,300,000 Interest Rate: 15%
Up to £1,300,000 | 15.00% | Interest only
10 Months | Instant Return Enabled
“When it comes to investing I always remember the 3 Ps - People, Product and Potential! In the case of Ablrate, it is clear that experienced professionals with a proven success story are running a unique business model with enormous potential.”
“Ablrate has some great returns available and the Secondary Market works tremendously well. I opened my IFISA in seconds and can switch between the two accounts easily. In my opinion, by far the best peer to peer lending for investors.”
“I presently enjoy industry leading interest rates of 10% - 14% on my loans, paid throughout the month. Communication with the Ablrate team is responsive and helpful; Deposit and withdrawal of funds are promptly handled. I find the acceptance of a bank debit card for immediate funding particularly helpful. I am delighted that they now have an IFISA product.”
“The loans give very good returns and even though I have had a small default on the account I am happy how this has been handled. More loans would be great, but I can see Ablrate going from strength to strength. IFISA was easy to open and manage”
“I registered in 2014 the same month that Ablrate launched. I have seen the platforms' progression since then, the team have done very well and I look forward to their continued expansion"
“I have been lending with Ablrate since 2014 and have 6 figures+ loaned to date. The team are great and have made lending on the platform easy and informative. Nothing is too much trouble and they have always had time to talk me through how best to use certain aspects of the platform.
An industrial waste management facility was given a new lease of life after being purchased by a Yorkshire entrepreneur and financed by our lenders.
The facility is the most sophisticated waste management facility in Europe. Ablrate lenders loaned £2.33 million against £7 million of security and are enjoying 14% per annum.
Built in Italy in 1999, the vessel underwent substantial refurbishment in 2016 at the cost of £200,000. Valued at £635,000 our borrowers required £425,000 to complete the purchase.
The funds were raised within a week and our members are currently enjoying 14% per year on the loan secured against the vessel, the company that owns it and guarantees.
Ablrate lenders loaned £1.85 million against an ATR 42-500 aircraft valued at £3.3 million. This loan was the biggest in p2p history for an aircraft.
The loan was for 6 months at 13% (annualised) and extended with a penalty rate of 17% being applied. The loan completed in September 2016 with all capital and interest paid. The aircraft was sold to parts company.
Please note that Asset Backed Lending on Ablrate is not for everyone and there is a risk to your capital and future interest payments. The primary risk being that if a borrower defaults, and Ablrate is unable to liquidate the asset for the full amount you invested, you could lose some, or all of your capital and future interest payments. By using the Ablrate platform you are agreeing that you understand the risks in our transactions and that you have sufficient investment experience and knowledge to evaluate these risks. Ablrate is not authorised to give advice, we evaluate loans for inclusion on the platform, but you are ultimately responsible for the decisions made to invest. If you are unsure if investing on Ablrate is for you, please seek advice from an authorised investment advisor.
*Rates shown are gross of tax and any defaults that your portfolio may incur. ** Secondary Market returns represent the minimum and maximum rates that have been attained on our platform. Buying loans at a premium or discount in the Secondary Market may make these rates higher or substantially lower, dependent on the price you are willing to pay. Please make sure you understand the operation of the Secondary Market and risks before you invest.