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+44 (0) 1491 410 400

Where Lenders come together with Borrowers for Asset Backed Peer to Peer Lending, it’s that simple.

£ 27,400,913.00

Amount of completed loans on the Ablrate platform

£ 9,272,904.73

Total amount traded on the Ablrate Secondary Market

£ 2,214,450.36

Total amount of interest that Borrowers have paid to Lenders so far on Ablrate

10 %-15 %*

Average returns experienced by Lenders on the Ablrate platform

Open an Account Today

Authorised and Regulated by the Financial Conduct Authority

It is important to us that you are aware of the factors which can put your capital at risk when making peer to peer loans to borrowers via Ablrate. Click Here to review those risks.

Video: Yacht Ablrate Lenders’ Financed for £425,000 at 14% for 48 months

How Does the Ablrate Platform Work?

Step 1

Register with us - 100% free with no obligation

Step 2

Make your first deposit, from as little as £100

Step 3

Search our exclusive loans and make an investment

Step 4

Gain interest on your investment up to 15% p.a

Step 5

Join our secondary market. Buy/sell loans with our community

Active Loans

Capital equipment

Amount raised: £331,332 Interest Rate: 14%

Capital equipment

Up to £550,000 | 14.00% | Amortising

36 Months | Instant Return Enabled

Amount raised: £331,332

Interest Rate: 14%

Property

Amount raised: £1,300,000 Interest Rate: 15%

Property

Up to £1,300,000 | 15.00% | Interest only

10 Months | Instant Return Enabled

Amount raised: £1,300,000

Interest Rate: 15%

Would you like more information?

Call us on
+44 (0) 1491 410 400

Make an Enquiry

What our lenders say about us

WH - Lender since 2014

“When it comes to investing I always remember the 3 Ps - People, Product and Potential! In the case of Ablrate, it is clear that experienced professionals with a proven success story are running a unique business model with enormous potential.”

MH - Lender since 2016

“Ablrate has some great returns available and the Secondary Market works tremendously well. I opened my IFISA in seconds and can switch between the two accounts easily. In my opinion, by far the best peer to peer lending for investors.”

RW - Lender since 2015

“I presently enjoy industry leading interest rates of 10% - 14% on my loans, paid throughout the month. Communication with the Ablrate team is responsive and helpful; Deposit and withdrawal of funds are promptly handled. I find the acceptance of a bank debit card for immediate funding particularly helpful. I am delighted that they now have an IFISA product.”

PB - Lender since 2015

“The loans give very good returns and even though I have had a small default on the account I am happy how this has been handled. More loans would be great, but I can see Ablrate going from strength to strength. IFISA was easy to open and manage”

FB - Lender since 2014

“I registered in 2014 the same month that Ablrate launched. I have seen the platforms' progression since then, the team have done very well and I look forward to their continued expansion"

JM - Lender since 2014

“I have been lending with Ablrate since 2014 and have 6 figures+ loaned to date. The team are great and have made lending on the platform easy and informative. Nothing is too much trouble and they have always had time to talk me through how best to use certain aspects of the platform.

Gain access to our secondary market
buy and sell loans with our community

Available on the secondary market:

  • Loan#1000068
    Total Offers: £1,501.00
  • Loan#1000039
    Total Offers: £787.00
  • Loan#1000008
    Total Offers: £2,960.00
  • Loan#1000058
    Total Offers: £1,382.16
  • Loan#1000044
    Total Offers: £1,100.00
  • Loan#1000004
    Total Offers: £1,930.00
  • Loan#1000055
    Total Offers: £598.00
  • Loan#1000074
    Total Offers: £1,380.00
  • Loan#1000041
    Total Offers: £750.00
  • Loan#1000056
    Total Offers: £2,415.00
  • Loan#1000038
    Total Offers: £1,133.00
  • Loan#1000031
    Total Offers: £758.63
  • Loan#1000077
    Total Offers: £1,931.03
  • Loan#1000069
    Total Offers: £923.00
  • Loan#1000040
    Total Offers: £1,419.00
  • Loan#1000017
    Total Offers: £843.00
  • Loan#1000079
    Total Offers: £1,530.00
  • Loan#1000076
    Total Offers: £1,164.84
  • Loan#1000067
    Total Offers: £3,243.00
  • Loan#1000078
    Total Offers: £1,499.00
  • Loan#1000065
    Total Offers: £804.02
  • Loan#1000050
    Total Offers: £1,039.53
  • Loan#1000042
    Total Offers: £763.00
  • Loan#1000072
    Total Offers: £1,140.00
  • Loan#1000071
    Total Offers: £1,804.00
  • Loan#1000048
    Total Offers: £560.00
  • Loan#1000073
    Total Offers: £940.00
  • Loan#1000057
    Total Offers: £1,977.50
  • Loan#1000007
    Total Offers: £6,224.40
  • Loan#1000081
    Total Offers: £970.81
  • Loan#1000043
    Total Offers: £449.79
  • Loan#1000075
    Total Offers: £1,304.40
  • Loan#1000059
    Total Offers: £1,388.60
  • Loan#1000046
    Total Offers: £574.00
  • Loan#1000019
    Total Offers: £4,783.73
  • Loan#1000047
    Total Offers: £1,132.65
  • Loan#1000049
    Total Offers: £1,687.00
  • Loan#1000021
    Total Offers: £800.00
  • Loan#1000060
    Total Offers: £500.00

THE LATEST NEWS FROM ABLRATE

Is buying or selling at a premium a bad thing in peer lending?

20/09/2017

Is buying or selling at a premium a bad thing in peer lending?

Secondary market buying and selling p2p loans... Buying p2p loans at a Premium or a Discount – is it right or wrong? Unlike. View post
Ablrate News

0

Ablrate’s Shiny New Site

19/09/2017

Ablrate’s Shiny New Site

One Design Done, One to Come You may have noticed a change around here, yes we have finally bit the bullet and changed. View post
Miscellaneous

0

Ablrate Innovative Finance ISA

22/08/2017

Ablrate Innovative Finance ISA

Tax Free Lending Tax free online lending was made possible when the UK Government introduced the Innovative Finance ISA on 6th April 2016.. View post
Miscellaneous

0

View all our blog articles

Examples of Funded Loans

Funded: £2,330,000
14% p.a

Waste Management Company

Waste Management Company

An industrial waste management facility was given a new lease of life after being purchased by a Yorkshire entrepreneur and financed by our lenders.

The facility is the most sophisticated waste management facility in Europe. Ablrate lenders loaned £2.33 million against £7 million of security and are enjoying 14% per annum.

Funded: £425,000
14% p.a

Leopard 27 Yacht

Leopard 27 Yacht

Built in Italy in 1999, the vessel underwent substantial refurbishment in 2016 at the cost of £200,000. Valued at £635,000 our borrowers required £425,000 to complete the purchase.

The funds were raised within a week and our members are currently enjoying 14% per year on the loan secured against the vessel, the company that owns it and guarantees.

Funded: £1,850,000
13% p.a

ATR 42-500

ATR 42-500

Ablrate lenders loaned £1.85 million against an ATR 42-500 aircraft valued at £3.3 million. This loan was the biggest in p2p history for an aircraft.

The loan was for 6 months at 13% (annualised) and extended with a penalty rate of 17% being applied. The loan completed in September 2016 with all capital and interest paid. The aircraft was sold to parts company.

View more funded loans

Important Notice

Please note that Asset Backed Lending on Ablrate is not for everyone and there is a risk to your capital and future interest payments. The primary risk being that if a borrower defaults, and Ablrate is unable to liquidate the asset for the full amount you invested, you could lose some, or all of your capital and future interest payments. By using the Ablrate platform you are agreeing that you understand the risks in our transactions and that you have sufficient investment experience and knowledge to evaluate these risks. Ablrate is not authorised to give advice, we evaluate loans for inclusion on the platform, but you are ultimately responsible for the decisions made to invest. If you are unsure if investing on Ablrate is for you, please seek advice from an authorised investment advisor.

*Rates shown are gross of tax and any defaults that your portfolio may incur. ** Secondary Market returns represent the minimum and maximum rates that have been attained on our platform. Buying loans at a premium or discount in the Secondary Market may make these rates higher or substantially lower, dependent on the price you are willing to pay. Please make sure you understand the operation of the Secondary Market and risks before you invest.